East Coast Capital in West Virginia vs the state
16.7%Denial rate-4.52 pts vs state
20.0%Decision denial rate-6.66 pts vs state
66.7%Origination rate+11.88 pts vs state
7.19%Median rate+0.56 pts vs state
0.41Rate spread (pts)+0.01 pts vs state
$28kMedian applicant income
4Loans originated
1Denied
What East Coast Capital lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most East Coast Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monongalia County | 1 | 1 | 0 | 0.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
| Kanawha County | 1 | 0 | 1 | 100.0% |
| Fayette County | 1 | 0 | 0 | 0.0% |
| Wood County | 1 | 1 | 0 | 0.0% |
| Ohio County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 6 applications in 2025, of which 4 were originated and 1 denied.
16.7% of all applications, or 20.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans East Coast Capital originated in West Virginia in 2025 was 7.19%, against a statewide median of 6.62%.
About this data. Figures are East Coast Capital's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology