Denver Fire Department Federal Credit Union in Colorado vs the state
11.5%Denial rate-4.13 pts vs state
16.9%Decision denial rate-2.78 pts vs state
56.6%Origination rate-3.38 pts vs state
7.50%Median rate+0.88 pts vs state
0.09Rate spread (pts)-0.06 pts vs state
$140kMedian applicant income
64Loans originated
13Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 109 | 74 | 8.3% | 8.25% | #203 |
| 2024 | 103 | 58 | 6.8% | 8.50% | #217 |
| 2025 | 113 | 64 | 11.5% | 7.50% | #218 |
What Denver Fire Department Federal Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Denver Fire Department Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 32 | 18 | 4 | 12.5% |
| Adams County | 16 | 11 | 3 | 18.8% |
| Denver County | 15 | 10 | 1 | 6.7% |
| Arapahoe County | 12 | 7 | 1 | 8.3% |
| Douglas County | 11 | 5 | 0 | 0.0% |
| Weld County | 9 | 5 | 2 | 22.2% |
| Elbert County | 4 | 2 | 0 | 0.0% |
| Larimer County | 4 | 1 | 0 | 0.0% |
| Boulder County | 3 | 2 | 0 | 0.0% |
| Broomfield County | 2 | 0 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 113 applications in 2025, of which 64 were originated and 13 denied.
11.5% of all applications, or 16.9% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Denver Fire Department Federal Credit Union originated in Colorado in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Denver Fire Department Federal Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology