Deephaven Mortgage in Oklahoma vs the state
31.5%Denial rate+13.58 pts vs state
34.8%Decision denial rate+11.91 pts vs state
59.1%Origination rate+2.96 pts vs state
7.50%Median rate+0.88 pts vs state
1.65Rate spread (pts)+1.31 pts vs state
$236kMedian applicant income
75Loans originated
40Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 21 | 35.1% | 9.25% | #251 |
| 2024 | 105 | 50 | 35.2% | 7.88% | #167 |
| 2025 | 127 | 75 | 31.5% | 7.50% | #163 |
What Deephaven Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 42 | 25 | 15 | 35.7% |
| Oklahoma County | 17 | 12 | 2 | 11.8% |
| Cleveland County | 13 | 7 | 2 | 15.4% |
| McCurtain County | 10 | 9 | 1 | 10.0% |
| Canadian County | 6 | 3 | 3 | 50.0% |
| Rogers County | 5 | 1 | 4 | 80.0% |
| Logan County | 5 | 0 | 4 | 80.0% |
| Pottawatomie County | 4 | 3 | 1 | 25.0% |
| Pittsburg County | 4 | 4 | 0 | 0.0% |
| Marshall County | 3 | 3 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 127 applications in 2025, of which 75 were originated and 40 denied.
31.5% of all applications, or 34.8% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Deephaven Mortgage originated in Oklahoma in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology