Deephaven Mortgage in Ohio vs the state
27.6%Denial rate+9.95 pts vs state
31.1%Decision denial rate+9.25 pts vs state
59.6%Origination rate-0.35 pts vs state
7.63%Median rate+0.75 pts vs state
1.83Rate spread (pts)+1.45 pts vs state
$192kMedian applicant income
265Loans originated
123Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 166 | 82 | 36.1% | 8.88% | #242 |
| 2024 | 325 | 186 | 32.9% | 7.99% | #160 |
| 2025 | 445 | 265 | 27.6% | 7.63% | #155 |
What Deephaven Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 90 | 46 | 22 | 24.4% |
| Franklin County | 80 | 57 | 16 | 20.0% |
| Hamilton County | 65 | 37 | 18 | 27.7% |
| Butler County | 27 | 20 | 7 | 25.9% |
| Montgomery County | 19 | 11 | 7 | 36.8% |
| Summit County | 18 | 12 | 4 | 22.2% |
| Lorain County | 17 | 10 | 5 | 29.4% |
| Lucas County | 12 | 9 | 1 | 8.3% |
| Portage County | 12 | 7 | 3 | 25.0% |
| Delaware County | 10 | 7 | 2 | 20.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 445 applications in 2025, of which 265 were originated and 123 denied.
27.6% of all applications, or 31.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Deephaven Mortgage originated in Ohio in 2025 was 7.63%, against a statewide median of 6.88%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology