Deephaven Mortgage in Missouri vs the state
30.8%Denial rate+15.74 pts vs state
36.8%Decision denial rate+18.11 pts vs state
51.7%Origination rate-10.92 pts vs state
7.50%Median rate+0.88 pts vs state
1.62Rate spread (pts)+1.27 pts vs state
$216kMedian applicant income
89Loans originated
53Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 12 | 53.3% | 8.50% | #386 |
| 2024 | 87 | 51 | 31.0% | 7.99% | #263 |
| 2025 | 172 | 89 | 30.8% | 7.50% | #203 |
What Deephaven Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 50 | 23 | 16 | 32.0% |
| St. Louis County | 38 | 18 | 9 | 23.7% |
| St. Louis city | 23 | 14 | 6 | 26.1% |
| St. Charles County | 5 | 2 | 2 | 40.0% |
| Camden County | 5 | 5 | 0 | 0.0% |
| Franklin County | 5 | 1 | 4 | 80.0% |
| Pettis County | 4 | 1 | 3 | 75.0% |
| Jefferson County | 4 | 2 | 2 | 50.0% |
| Henry County | 4 | 2 | 2 | 50.0% |
| Boone County | 4 | 3 | 1 | 25.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 172 applications in 2025, of which 89 were originated and 53 denied.
30.8% of all applications, or 36.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Deephaven Mortgage originated in Missouri in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology