Credit Union of Denver in Colorado vs the state
37.8%Denial rate+22.20 pts vs state
38.1%Decision denial rate+18.44 pts vs state
61.5%Origination rate+1.46 pts vs state
6.75%Median rate+0.13 pts vs state
-0.32Rate spread (pts)-0.47 pts vs state
$139kMedian applicant income
533Loans originated
328Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,119 | 803 | 24.2% | 6.49% | #53 |
| 2024 | 868 | 634 | 20.6% | 6.99% | #63 |
| 2025 | 867 | 533 | 37.8% | 6.75% | #69 |
What Credit Union of Denver lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Credit Union of Denver applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 281 | 212 | 68 | 24.2% |
| Denver County | 133 | 73 | 60 | 45.1% |
| Arapahoe County | 112 | 64 | 47 | 42.0% |
| Douglas County | 88 | 60 | 28 | 31.8% |
| Adams County | 85 | 43 | 42 | 49.4% |
| Weld County | 32 | 18 | 14 | 43.8% |
| Boulder County | 28 | 14 | 14 | 50.0% |
| El Paso County | 17 | 5 | 11 | 64.7% |
| Larimer County | 11 | 7 | 4 | 36.4% |
| Broomfield County | 10 | 4 | 6 | 60.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 867 applications in 2025, of which 533 were originated and 328 denied.
37.8% of all applications, or 38.1% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Credit Union of Denver originated in Colorado in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Credit Union of Denver's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology