Credit Union Mortgage Association in Louisiana vs the state
13.3%Denial rate-8.84 pts vs state
20.0%Decision denial rate-8.15 pts vs state
46.7%Origination rate-5.30 pts vs state
5.63%Median rate-1.00 pts vs state
-0.69Rate spread (pts)-1.05 pts vs state
$139kMedian applicant income
7Loans originated
2Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 15 | 8.7% | 5.75% | #321 |
| 2024 | 9 | 6 | 0.0% | 5.56% | #384 |
| 2025 | 15 | 7 | 13.3% | 5.63% | #342 |
What Credit Union Mortgage Association lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Credit Union Mortgage Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 3 | 1 | 1 | 33.3% |
| Orleans Parish | 3 | 2 | 0 | 0.0% |
| St. Charles Parish | 2 | 1 | 0 | 0.0% |
| Ascension Parish | 2 | 1 | 0 | 0.0% |
| Livingston Parish | 1 | 0 | 0 | 0.0% |
| Bossier Parish | 1 | 0 | 1 | 100.0% |
| East Baton Rouge Parish | 1 | 1 | 0 | 0.0% |
| Assumption Parish | 1 | 1 | 0 | 0.0% |
| Caddo Parish | 1 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 15 applications in 2025, of which 7 were originated and 2 denied.
13.3% of all applications, or 20.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Credit Union Mortgage Association originated in Louisiana in 2025 was 5.63%, against a statewide median of 6.63%.
About this data. Figures are Credit Union Mortgage Association's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology