Credit Union 1 in Wisconsin vs the state
22.2%Denial rate+8.21 pts vs state
37.5%Decision denial rate+21.14 pts vs state
37.0%Origination rate-31.11 pts vs state
6.81%Median rate+0.19 pts vs state
0.96Rate spread (pts)+0.84 pts vs state
$76kMedian applicant income
10Loans originated
6Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 10 | 3 | 20.0% | 6.50% | #476 |
| 2025 | 27 | 10 | 22.2% | 6.81% | #393 |
What Credit Union 1 lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Credit Union 1 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 12 | 3 | 2 | 16.7% |
| Waukesha County | 8 | 3 | 2 | 25.0% |
| Sheboygan County | 3 | 1 | 1 | 33.3% |
| Washington County | 2 | 1 | 1 | 50.0% |
| Walworth County | 1 | 1 | 0 | 0.0% |
| Racine County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 27 applications in 2025, of which 10 were originated and 6 denied.
22.2% of all applications, or 37.5% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Credit Union 1 originated in Wisconsin in 2025 was 6.81%, against a statewide median of 6.63%.
About this data. Figures are Credit Union 1's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology