Credit Human Federal Credit Union in Kansas vs the state
73.5%Denial rate+58.50 pts vs state
73.5%Decision denial rate+55.25 pts vs state
5.9%Origination rate-57.94 pts vs state
7.65%Median rate+1.03 pts vs state
1.91Rate spread (pts)+1.61 pts vs state
$60kMedian applicant income
2Loans originated
25Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 41 | 1 | 92.7% | 7.40% | #217 |
| 2024 | 29 | 1 | 93.1% | 7.50% | #251 |
| 2025 | 34 | 2 | 73.5% | 7.65% | #258 |
What Credit Human Federal Credit Union lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Credit Human Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 8 | 0 | 7 | 87.5% |
| Riley County | 5 | 0 | 3 | 60.0% |
| Leavenworth County | 3 | 1 | 2 | 66.7% |
| Wilson County | 3 | 1 | 2 | 66.7% |
| Montgomery County | 3 | 0 | 2 | 66.7% |
| Greenwood County | 2 | 0 | 1 | 50.0% |
| Osage County | 1 | 0 | 1 | 100.0% |
| Franklin County | 1 | 0 | 1 | 100.0% |
| Shawnee County | 1 | 0 | 1 | 100.0% |
| Wyandotte County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 34 applications in 2025, of which 2 were originated and 25 denied.
73.5% of all applications, or 73.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Credit Human Federal Credit Union originated in Kansas in 2025 was 7.65%, against a statewide median of 6.63%.
About this data. Figures are Credit Human Federal Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology