Credence Funding in Washington vs the state
0.0%Denial rate-15.65 pts vs state
0.0%Decision denial rate-19.54 pts vs state
73.3%Origination rate+12.27 pts vs state
5.50%Median rate-1.13 pts vs state
-0.98Rate spread (pts)-1.17 pts vs state
—Median applicant income
11Loans originated
0Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 4 | 0.0% | 5.81% | #504 |
| 2024 | 28 | 21 | 0.0% | 5.50% | #341 |
| 2025 | 15 | 11 | 0.0% | 5.50% | #418 |
What Credence Funding lends in Washington
By loan purpose
By loan type
Where in Washington
Counties with the most Credence Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 3 | 1 | 0 | 0.0% |
| Clark County | 2 | 2 | 0 | 0.0% |
| Benton County | 2 | 2 | 0 | 0.0% |
| Thurston County | 1 | 0 | 0 | 0.0% |
| Snohomish County | 1 | 1 | 0 | 0.0% |
| Kitsap County | 1 | 1 | 0 | 0.0% |
| Stevens County | 1 | 0 | 0 | 0.0% |
| Skagit County | 1 | 1 | 0 | 0.0% |
| Klickitat County | 1 | 1 | 0 | 0.0% |
| King County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 15 applications in 2025, of which 11 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Credence Funding originated in Washington in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are Credence Funding's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology