Cornerstone First Mortgage in Louisiana vs the state
6.5%Denial rate-15.65 pts vs state
9.9%Decision denial rate-18.26 pts vs state
59.4%Origination rate+7.45 pts vs state
6.58%Median rate-0.04 pts vs state
0.59Rate spread (pts)+0.23 pts vs state
$68kMedian applicant income
82Loans originated
9Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 28 | 0.0% | 6.88% | #298 |
| 2024 | 112 | 65 | 7.1% | 6.75% | #150 |
| 2025 | 138 | 82 | 6.5% | 6.58% | #145 |
What Cornerstone First Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Cornerstone First Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 33 | 15 | 4 | 12.1% |
| St. Tammany Parish | 15 | 10 | 2 | 13.3% |
| Jefferson Parish | 14 | 8 | 0 | 0.0% |
| Tangipahoa Parish | 9 | 7 | 1 | 11.1% |
| Lafayette Parish | 7 | 6 | 1 | 14.3% |
| Livingston Parish | 7 | 5 | 0 | 0.0% |
| Orleans Parish | 7 | 1 | 1 | 14.3% |
| Washington Parish | 5 | 4 | 0 | 0.0% |
| Iberia Parish | 5 | 4 | 0 | 0.0% |
| St. Bernard Parish | 5 | 3 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 138 applications in 2025, of which 82 were originated and 9 denied.
6.5% of all applications, or 9.9% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Cornerstone First Mortgage originated in Louisiana in 2025 was 6.58%, against a statewide median of 6.63%.
About this data. Figures are Cornerstone First Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology