Consumers Cooperative Credit Union · Ohio · 2025

Consumers Cooperative Credit Union in Ohio: approval rate, denial rate and rates (2025)

Consumers Cooperative Credit Union took 20 mortgage applications in Ohio in 2025, ranking #528 of 1,092 lenders active in the state. It originated 50.0% of them and denied 15.0% (21.4% of the applications it decided), against a statewide denial rate of 17.7%.

20Applicationsin OH
21.4%Decision denial ratestate 21.9%
5.69%Median ratestate 6.88%
$205,000Median loanstate $155,000
$2.0MVolume13 counties

Consumers Cooperative Credit Union in Ohio vs the state

15.0%Denial rate-2.69 pts vs state
21.4%Decision denial rate-0.46 pts vs state
50.0%Origination rate-9.90 pts vs state
5.69%Median rate-1.19 pts vs state
-0.22Rate spread (pts)-0.61 pts vs state
$136kMedian applicant income
10Loans originated
3Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023630.0%6.38%#677
20246350.0%6.00%#678
2025201015.0%5.69%#528

What Consumers Cooperative Credit Union lends in Ohio

By loan purpose

Home purchase 9 45% · 22.2% denied
Refinance 1 5% · 0.0% denied
Cash-out refinance 10 50% · 10.0% denied

By loan type

Conventional 20 100% · 15.0% denied

Why it denied Ohio applicants

Debt-to-income ratio 1 33%
Collateral 1 33%
Credit history 1 33%

Where in Ohio

Counties with the most Consumers Cooperative Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Summit County 421 25.0%
Cuyahoga County 320 0.0%
Greene County 210 0.0%
Butler County 201 50.0%
Jefferson County 110 0.0%
Warren County 110 0.0%
Hamilton County 110 0.0%
Franklin County 110 0.0%
Lorain County 101 100.0%
Montgomery County 100 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 20 applications in 2025, of which 10 were originated and 3 denied.

15.0% of all applications, or 21.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Consumers Cooperative Credit Union originated in Ohio in 2025 was 5.69%, against a statewide median of 6.88%.

About this data. Figures are Consumers Cooperative Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology