Consumer Real Estate Finance in Louisiana vs the state
38.7%Denial rate+16.54 pts vs state
44.4%Decision denial rate+16.29 pts vs state
48.4%Origination rate-3.58 pts vs state
6.93%Median rate+0.31 pts vs state
0.97Rate spread (pts)+0.62 pts vs state
$67kMedian applicant income
30Loans originated
24Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 54 | 20 | 16.7% | 6.94% | #228 |
| 2024 | 41 | 16 | 29.3% | 7.25% | #257 |
| 2025 | 62 | 30 | 38.7% | 6.93% | #231 |
What Consumer Real Estate Finance lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Consumer Real Estate Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson Parish | 6 | 2 | 2 | 33.3% |
| Calcasieu Parish | 5 | 3 | 0 | 0.0% |
| East Baton Rouge Parish | 5 | 2 | 3 | 60.0% |
| St. Tammany Parish | 4 | 3 | 1 | 25.0% |
| Avoyelles Parish | 4 | 0 | 2 | 50.0% |
| Orleans Parish | 3 | 2 | 0 | 0.0% |
| Ouachita Parish | 3 | 1 | 2 | 66.7% |
| Lafayette Parish | 2 | 0 | 2 | 100.0% |
| Grant Parish | 2 | 0 | 2 | 100.0% |
| St. John the Baptist Parish | 2 | 1 | 1 | 50.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 62 applications in 2025, of which 30 were originated and 24 denied.
38.7% of all applications, or 44.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Consumer Real Estate Finance originated in Louisiana in 2025 was 6.93%, against a statewide median of 6.63%.
About this data. Figures are Consumer Real Estate Finance's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology