Connexus Credit Union · Colorado · 2025

Connexus Credit Union in Colorado: approval rate, denial rate and rates (2025)

Connexus Credit Union took 44 mortgage applications in Colorado in 2025, ranking #319 of 1,114 lenders active in the state. It originated 36.4% of them and denied 47.7% (56.8% of the applications it decided), against a statewide denial rate of 15.6%.

44Applicationsin CO
56.8%Decision denial ratestate 19.7%
6.49%Median ratestate 6.63%
$125,000Median loanstate $325,000
$2.7MVolume14 counties

Connexus Credit Union in Colorado vs the state

47.7%Denial rate+32.10 pts vs state
56.8%Decision denial rate+37.10 pts vs state
36.4%Origination rate-23.66 pts vs state
6.49%Median rate-0.13 pts vs state
-0.67Rate spread (pts)-0.82 pts vs state
$173kMedian applicant income
16Loans originated
21Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231003440.0%4.49%#215
2024351154.3%6.49%#337
2025441647.7%6.49%#319

What Connexus Credit Union lends in Colorado

By loan purpose

Refinance 8 18% · 50.0% denied
Home improvement 20 45% · 25.0% denied
Other / HELOC 16 36% · 75.0% denied

By loan type

Conventional 44 100% · 47.7% denied

Why it denied Colorado applicants

Debt-to-income ratio 9 43%
Incomplete application 5 24%
Credit history 3 14%
Other 2 10%
Unverifiable information 2 10%

Where in Colorado

Counties with the most Connexus Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
El Paso County 725 71.4%
Jefferson County 615 83.3%
Douglas County 623 50.0%
Denver County 631 16.7%
Arapahoe County 523 60.0%
Larimer County 412 50.0%
Weld County 320 0.0%
Garfield County 110 0.0%
Gilpin County 100 0.0%
Adams County 101 100.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 44 applications in 2025, of which 16 were originated and 21 denied.

47.7% of all applications, or 56.8% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Connexus Credit Union originated in Colorado in 2025 was 6.49%, against a statewide median of 6.63%.

About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology