Communityamerica Credit Union in Pennsylvania vs the state
33.3%Denial rate+15.04 pts vs state
50.0%Decision denial rate+27.79 pts vs state
33.3%Origination rate-27.63 pts vs state
6.63%Median rate0.00 pts vs state
0.32Rate spread (pts)+0.08 pts vs state
$101kMedian applicant income
3Loans originated
3Denied
What Communityamerica Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Communityamerica Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 2 | 1 | 0 | 0.0% |
| Allegheny County | 2 | 1 | 0 | 0.0% |
| Wayne County | 1 | 0 | 1 | 100.0% |
| Lackawanna County | 1 | 1 | 0 | 0.0% |
| Berks County | 1 | 0 | 0 | 0.0% |
| Susquehanna County | 1 | 0 | 1 | 100.0% |
| Franklin County | 1 | 0 | 1 | 100.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 9 applications in 2025, of which 3 were originated and 3 denied.
33.3% of all applications, or 50.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Communityamerica Credit Union originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Communityamerica Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology