Community National Bank & Trust of Texas in Texas vs the state
1.4%Denial rate-18.04 pts vs state
1.5%Decision denial rate-23.37 pts vs state
88.9%Origination rate+34.01 pts vs state
—Median rate
—Rate spread (pts)
$148kMedian applicant income
128Loans originated
2Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 180 | 153 | 0.6% | — | #427 |
| 2024 | 192 | 158 | 1.6% | — | #408 |
| 2025 | 144 | 128 | 1.4% | — | #482 |
What Community National Bank & Trust of Texas lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Community National Bank & Trust of Texas applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Navarro County | 42 | 37 | 0 | 0.0% |
| Grayson County | 17 | 15 | 0 | 0.0% |
| Palo Pinto County | 12 | 12 | 0 | 0.0% |
| Tarrant County | 11 | 8 | 1 | 9.1% |
| Leon County | 10 | 10 | 0 | 0.0% |
| Parker County | 8 | 7 | 0 | 0.0% |
| Hunt County | 7 | 6 | 0 | 0.0% |
| Ellis County | 5 | 5 | 0 | 0.0% |
| Johnson County | 5 | 5 | 0 | 0.0% |
| Freestone County | 4 | 4 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 144 applications in 2025, of which 128 were originated and 2 denied.
1.4% of all applications, or 1.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Community National Bank & Trust of Texas's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology