Community First National Bank · West Virginia · 2025

Community First National Bank in West Virginia: approval rate, denial rate and rates (2025)

Community First National Bank took 7 mortgage applications in West Virginia in 2025, ranking #290 of 565 lenders active in the state. It originated 71.4% of them and denied 14.3% (16.7% of the applications it decided), against a statewide denial rate of 21.2%.

7Applicationsin WV
16.7%Decision denial ratestate 26.7%
Median ratestate 6.62%
$325,000Median loanstate $145,000
$1.6MVolume4 counties

Community First National Bank in West Virginia vs the state

14.3%Denial rate-6.90 pts vs state
16.7%Decision denial rate-9.99 pts vs state
71.4%Origination rate+16.64 pts vs state
Median rate
Rate spread (pts)
$100kMedian applicant income
5Loans originated
1Denied

What Community First National Bank lends in West Virginia

By loan purpose

Home purchase 6 86% · 0.0% denied
Cash-out refinance 1 14% · 100.0% denied

By loan type

Conventional 1 14% · 100.0% denied
VA 6 86% · 0.0% denied

Why it denied West Virginia applicants

Collateral 1 100%

Where in West Virginia

Counties with the most Community First National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Raleigh County 440 0.0%
Jefferson County 101 100.0%
Mercer County 100 0.0%
Summers County 110 0.0%

Other large lenders in West Virginia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,61523.0%6.88%
Vanderbilt Mortgage and FinanceF 3,21438.5%9.99%
City National Bank of West VirginiaC 2,87025.0%6.29%
The Huntington National BankD 2,19428.1%7.00%
Truist BankC 1,77631.1%6.63%
Loandepot.ComD 1,62418.7%6.58%
Mortgage Research CenterC 1,59217.4%6.25%
WesBanco BankB 1,47516.7%6.01%
Movement MortgageA 1,1675.4%6.63%
Crosscountry MortgageB 1,1404.0%6.58%

Frequently asked questions

West Virginia: 7 applications in 2025, of which 5 were originated and 1 denied.

14.3% of all applications, or 16.7% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Community First National Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology