Community First National Bank in Kansas vs the state
4.3%Denial rate-10.70 pts vs state
4.7%Decision denial rate-13.60 pts vs state
88.2%Origination rate+24.37 pts vs state
—Median rate
—Rate spread (pts)
$130kMedian applicant income
224Loans originated
11Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 204 | 169 | 3.4% | 6.88% | #84 |
| 2024 | 231 | 199 | 4.3% | — | #85 |
| 2025 | 254 | 224 | 4.3% | — | #86 |
What Community First National Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Community First National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Riley County | 133 | 121 | 3 | 2.3% |
| Johnson County | 37 | 29 | 5 | 13.5% |
| Pottawatomie County | 31 | 29 | 1 | 3.2% |
| Wyandotte County | 9 | 4 | 1 | 11.1% |
| Leavenworth County | 8 | 8 | 0 | 0.0% |
| Geary County | 7 | 7 | 0 | 0.0% |
| Shawnee County | 6 | 6 | 0 | 0.0% |
| Morris County | 3 | 3 | 0 | 0.0% |
| Wabaunsee County | 3 | 3 | 0 | 0.0% |
| Dickinson County | 3 | 3 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 254 applications in 2025, of which 224 were originated and 11 denied.
4.3% of all applications, or 4.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Community First National Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology