Comerica Bank in Texas vs the state
47.6%Denial rate+28.12 pts vs state
58.2%Decision denial rate+33.25 pts vs state
31.0%Origination rate-23.88 pts vs state
6.23%Median rate-0.27 pts vs state
-1.12Rate spread (pts)-1.31 pts vs state
$112kMedian applicant income
663Loans originated
1,017Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,496 | 834 | 48.6% | 5.74% | #74 |
| 2024 | 2,564 | 751 | 50.4% | 6.49% | #76 |
| 2025 | 2,139 | 663 | 47.6% | 6.23% | #90 |
What Comerica Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Comerica Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 625 | 168 | 313 | 50.1% |
| Dallas County | 440 | 138 | 210 | 47.7% |
| Collin County | 189 | 74 | 84 | 44.4% |
| Fort Bend County | 159 | 44 | 86 | 54.1% |
| Tarrant County | 139 | 44 | 60 | 43.2% |
| Denton County | 110 | 43 | 53 | 48.2% |
| Travis County | 97 | 31 | 41 | 42.3% |
| Montgomery County | 57 | 17 | 29 | 50.9% |
| Bexar County | 46 | 14 | 23 | 50.0% |
| Williamson County | 35 | 7 | 17 | 48.6% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 2,139 applications in 2025, of which 663 were originated and 1,017 denied.
47.6% of all applications, or 58.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Comerica Bank originated in Texas in 2025 was 6.23%, against a statewide median of 6.50%.
About this data. Figures are Comerica Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology