Colorado Credit Union in Colorado vs the state
16.3%Denial rate+0.69 pts vs state
23.1%Decision denial rate+3.45 pts vs state
54.2%Origination rate-5.87 pts vs state
7.75%Median rate+1.13 pts vs state
0.42Rate spread (pts)+0.27 pts vs state
$147kMedian applicant income
385Loans originated
116Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 820 | 501 | 14.4% | 8.50% | #68 |
| 2024 | 680 | 386 | 15.3% | 8.75% | #81 |
| 2025 | 711 | 385 | 16.3% | 7.75% | #84 |
What Colorado Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Colorado Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 150 | 88 | 19 | 12.7% |
| Adams County | 108 | 57 | 21 | 19.4% |
| Denver County | 103 | 55 | 13 | 12.6% |
| Douglas County | 95 | 56 | 12 | 12.6% |
| Arapahoe County | 90 | 47 | 17 | 18.9% |
| Weld County | 44 | 27 | 10 | 22.7% |
| El Paso County | 22 | 6 | 9 | 40.9% |
| Boulder County | 21 | 11 | 4 | 19.0% |
| Larimer County | 13 | 9 | 2 | 15.4% |
| Broomfield County | 8 | 5 | 1 | 12.5% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 711 applications in 2025, of which 385 were originated and 116 denied.
16.3% of all applications, or 23.1% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Colorado Credit Union originated in Colorado in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Colorado Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology