Collins Community Credit Union in Iowa vs the state
16.1%Denial rate+3.21 pts vs state
19.3%Decision denial rate+3.95 pts vs state
66.5%Origination rate-1.96 pts vs state
6.75%Median rate+0.25 pts vs state
0.02Rate spread (pts)-0.17 pts vs state
$93kMedian applicant income
778Loans originated
188Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,549 | 889 | 17.4% | 7.00% | #9 |
| 2024 | 1,106 | 613 | 19.3% | 7.50% | #16 |
| 2025 | 1,170 | 778 | 16.1% | 6.75% | #17 |
What Collins Community Credit Union lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Collins Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Linn County | 633 | 451 | 78 | 12.3% |
| Polk County | 143 | 82 | 32 | 22.4% |
| Dubuque County | 71 | 34 | 20 | 28.2% |
| Johnson County | 64 | 45 | 10 | 15.6% |
| Benton County | 38 | 29 | 3 | 7.9% |
| Black Hawk County | 32 | 20 | 6 | 18.8% |
| Dallas County | 30 | 20 | 5 | 16.7% |
| Jones County | 24 | 18 | 3 | 12.5% |
| Cedar County | 20 | 11 | 4 | 20.0% |
| Iowa County | 16 | 6 | 5 | 31.3% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 1,170 applications in 2025, of which 778 were originated and 188 denied.
16.1% of all applications, or 19.3% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Collins Community Credit Union originated in Iowa in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Collins Community Credit Union's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology