CME Federal Credit Union in Ohio vs the state
28.2%Denial rate+10.47 pts vs state
28.6%Decision denial rate+6.74 pts vs state
69.8%Origination rate+9.90 pts vs state
6.25%Median rate-0.63 pts vs state
0.26Rate spread (pts)-0.13 pts vs state
$100kMedian applicant income
171Loans originated
69Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 310 | 194 | 25.5% | 5.95% | #153 |
| 2024 | 239 | 171 | 20.9% | 7.25% | #194 |
| 2025 | 245 | 171 | 28.2% | 6.25% | #212 |
What CME Federal Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most CME Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 144 | 95 | 47 | 32.6% |
| Delaware County | 28 | 16 | 12 | 42.9% |
| Fairfield County | 23 | 19 | 3 | 13.0% |
| Licking County | 17 | 14 | 3 | 17.6% |
| Pickaway County | 5 | 5 | 0 | 0.0% |
| Madison County | 4 | 3 | 1 | 25.0% |
| Knox County | 4 | 3 | 0 | 0.0% |
| Perry County | 3 | 3 | 0 | 0.0% |
| Lorain County | 3 | 1 | 2 | 66.7% |
| Union County | 3 | 3 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 245 applications in 2025, of which 171 were originated and 69 denied.
28.2% of all applications, or 28.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans CME Federal Credit Union originated in Ohio in 2025 was 6.25%, against a statewide median of 6.88%.
About this data. Figures are CME Federal Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology