Clm Mortgage in Texas vs the state
0.9%Denial rate-18.53 pts vs state
1.0%Decision denial rate-23.92 pts vs state
82.5%Origination rate+27.60 pts vs state
5.49%Median rate-1.01 pts vs state
-0.62Rate spread (pts)-0.81 pts vs state
$142kMedian applicant income
1,657Loans originated
18Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,928 | 1,412 | 3.6% | 6.25% | #90 |
| 2024 | 2,053 | 1,617 | 2.2% | 5.99% | #91 |
| 2025 | 2,009 | 1,657 | 0.9% | 5.49% | #96 |
What Clm Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Clm Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 420 | 358 | 3 | 0.7% |
| Williamson County | 203 | 181 | 2 | 1.0% |
| Fort Bend County | 190 | 152 | 3 | 1.6% |
| Montgomery County | 144 | 105 | 1 | 0.7% |
| Bexar County | 127 | 100 | 0 | 0.0% |
| Brazoria County | 121 | 100 | 2 | 1.7% |
| Travis County | 104 | 89 | 0 | 0.0% |
| Guadalupe County | 94 | 80 | 0 | 0.0% |
| Comal County | 70 | 54 | 0 | 0.0% |
| Kaufman County | 61 | 53 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 2,009 applications in 2025, of which 1,657 were originated and 18 denied.
0.9% of all applications, or 1.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Clm Mortgage originated in Texas in 2025 was 5.49%, against a statewide median of 6.50%.
About this data. Figures are Clm Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology