Clearedge Lending in Nevada vs the state
23.6%Denial rate+6.16 pts vs state
27.9%Decision denial rate+5.65 pts vs state
61.1%Origination rate+3.40 pts vs state
7.06%Median rate+0.44 pts vs state
0.63Rate spread (pts)+0.34 pts vs state
$265kMedian applicant income
44Loans originated
17Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 59 | 26 | 37.3% | 7.94% | #172 |
| 2024 | 90 | 54 | 23.3% | 7.38% | #150 |
| 2025 | 72 | 44 | 23.6% | 7.06% | #175 |
What Clearedge Lending lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Clearedge Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 44 | 26 | 10 | 22.7% |
| Washoe County | 19 | 15 | 2 | 10.5% |
| Douglas County | 4 | 2 | 1 | 25.0% |
| Nye County | 3 | 0 | 3 | 100.0% |
| Lyon County | 2 | 1 | 1 | 50.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 72 applications in 2025, of which 44 were originated and 17 denied.
23.6% of all applications, or 27.9% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Clearedge Lending originated in Nevada in 2025 was 7.06%, against a statewide median of 6.63%.
About this data. Figures are Clearedge Lending's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology