Clark County Credit Union in Nevada vs the state
25.7%Denial rate+8.21 pts vs state
33.4%Decision denial rate+11.14 pts vs state
51.0%Origination rate-6.72 pts vs state
7.75%Median rate+1.13 pts vs state
1.13Rate spread (pts)+0.84 pts vs state
$122kMedian applicant income
749Loans originated
377Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,220 | 706 | 25.9% | 8.75% | #20 |
| 2024 | 1,284 | 591 | 27.7% | 9.00% | #23 |
| 2025 | 1,469 | 749 | 25.7% | 7.75% | #20 |
What Clark County Credit Union lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Clark County Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 382 | 231 | 38 | 9.9% |
| Nye County | 6 | 4 | 0 | 0.0% |
| Washoe County | 2 | 2 | 0 | 0.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
| White Pine County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 1,469 applications in 2025, of which 749 were originated and 377 denied.
25.7% of all applications, or 33.4% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Clark County Credit Union originated in Nevada in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Clark County Credit Union's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology