City National Bank in Texas vs the state
10.0%Denial rate-9.43 pts vs state
11.5%Decision denial rate-13.36 pts vs state
76.7%Origination rate+21.79 pts vs state
5.60%Median rate-0.90 pts vs state
-0.15Rate spread (pts)-0.34 pts vs state
$772kMedian applicant income
23Loans originated
3Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 54 | 37 | 13.0% | 6.20% | #700 |
| 2024 | 16 | 10 | 12.5% | 6.58% | #898 |
| 2025 | 30 | 23 | 10.0% | 5.60% | #800 |
What City National Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most City National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Travis County | 8 | 6 | 1 | 12.5% |
| Dallas County | 5 | 3 | 0 | 0.0% |
| Fort Bend County | 3 | 2 | 0 | 0.0% |
| Collin County | 3 | 1 | 2 | 66.7% |
| Montgomery County | 2 | 2 | 0 | 0.0% |
| Brazoria County | 2 | 2 | 0 | 0.0% |
| Hays County | 2 | 2 | 0 | 0.0% |
| Tarrant County | 1 | 1 | 0 | 0.0% |
| Bexar County | 1 | 1 | 0 | 0.0% |
| Hunt County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 30 applications in 2025, of which 23 were originated and 3 denied.
10.0% of all applications, or 11.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans City National Bank originated in Texas in 2025 was 5.60%, against a statewide median of 6.50%.
About this data. Figures are City National Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology