Citizens Bank in Washington vs the state
8.7%Denial rate-6.95 pts vs state
12.9%Decision denial rate-6.64 pts vs state
58.7%Origination rate-2.36 pts vs state
6.13%Median rate-0.50 pts vs state
-0.13Rate spread (pts)-0.32 pts vs state
$206kMedian applicant income
27Loans originated
4Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 57 | 39 | 19.3% | 6.50% | #268 |
| 2024 | 17 | 9 | 23.5% | 6.88% | #399 |
| 2025 | 46 | 27 | 8.7% | 6.13% | #301 |
What Citizens Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Citizens Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 21 | 13 | 1 | 4.8% |
| Pierce County | 5 | 3 | 1 | 20.0% |
| Clark County | 4 | 2 | 1 | 25.0% |
| Kitsap County | 3 | 1 | 0 | 0.0% |
| Snohomish County | 3 | 2 | 0 | 0.0% |
| Cowlitz County | 2 | 2 | 0 | 0.0% |
| Spokane County | 2 | 1 | 0 | 0.0% |
| Chelan County | 1 | 1 | 0 | 0.0% |
| Island County | 1 | 0 | 0 | 0.0% |
| Whatcom County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 46 applications in 2025, of which 27 were originated and 4 denied.
8.7% of all applications, or 12.9% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Citizens Bank originated in Washington in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Citizens Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology