Chickasaw Community Bank · Texas · 2025

Chickasaw Community Bank in Texas: approval rate, denial rate and rates (2025)

Chickasaw Community Bank took 13 mortgage applications in Texas in 2025, ranking #926 of 1,568 lenders active in the state. It originated 46.2% of them and denied 23.1% (33.3% of the applications it decided), against a statewide denial rate of 19.4%.

13Applicationsin TX
33.3%Decision denial ratestate 24.9%
6.50%Median ratestate 6.50%
$235,000Median loanstate $245,000
$1.8MVolume10 counties

Chickasaw Community Bank in Texas vs the state

23.1%Denial rate+3.65 pts vs state
33.3%Decision denial rate+8.43 pts vs state
46.2%Origination rate-8.73 pts vs state
6.50%Median rate0.00 pts vs state
0.13Rate spread (pts)-0.06 pts vs state
$141kMedian applicant income
6Loans originated
3Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202313715.4%6.50%#955
202412541.7%6.50%#945
202513623.1%6.50%#926

What Chickasaw Community Bank lends in Texas

By loan purpose

Home purchase 6 46% · 16.7% denied
Refinance 3 23% · 33.3% denied
Cash-out refinance 3 23% · 33.3% denied
Home improvement 1 8% · 0.0% denied

By loan type

Conventional 3 23% · 0.0% denied
FHA 10 77% · 30.0% denied

Why it denied Texas applicants

Credit history 3 100%

Where in Texas

Counties with the most Chickasaw Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Williamson County 211 50.0%
Grayson County 210 0.0%
Collin County 220 0.0%
McLennan County 100 0.0%
Travis County 110 0.0%
Denton County 100 0.0%
Montgomery County 110 0.0%
Cameron County 101 100.0%
Tarrant County 100 0.0%
Dallas County 101 100.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 13 applications in 2025, of which 6 were originated and 3 denied.

23.1% of all applications, or 33.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Chickasaw Community Bank originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Chickasaw Community Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology