CHEVRON Federal Credit Union in Colorado vs the state
15.9%Denial rate+0.31 pts vs state
17.5%Decision denial rate-2.20 pts vs state
75.4%Origination rate+15.34 pts vs state
6.25%Median rate-0.38 pts vs state
-0.10Rate spread (pts)-0.25 pts vs state
$210kMedian applicant income
52Loans originated
11Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 54 | 34 | 13.0% | 6.25% | #278 |
| 2024 | 74 | 55 | 6.8% | 6.88% | #257 |
| 2025 | 69 | 52 | 15.9% | 6.25% | #267 |
What CHEVRON Federal Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most CHEVRON Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Larimer County | 18 | 17 | 1 | 5.6% |
| Weld County | 13 | 9 | 3 | 23.1% |
| Denver County | 6 | 4 | 1 | 16.7% |
| Boulder County | 5 | 4 | 1 | 20.0% |
| Douglas County | 4 | 2 | 0 | 0.0% |
| Jefferson County | 3 | 3 | 0 | 0.0% |
| Rio Blanco County | 2 | 1 | 1 | 50.0% |
| Las Animas County | 2 | 2 | 0 | 0.0% |
| Arapahoe County | 2 | 2 | 0 | 0.0% |
| El Paso County | 2 | 1 | 1 | 50.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 69 applications in 2025, of which 52 were originated and 11 denied.
15.9% of all applications, or 17.5% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans CHEVRON Federal Credit Union originated in Colorado in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are CHEVRON Federal Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology