Champions Funding in Washington vs the state
25.5%Denial rate+9.85 pts vs state
32.0%Decision denial rate+12.46 pts vs state
54.2%Origination rate-6.88 pts vs state
7.38%Median rate+0.75 pts vs state
0.96Rate spread (pts)+0.77 pts vs state
$228kMedian applicant income
136Loans originated
64Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 7 | 55.6% | 9.00% | #391 |
| 2024 | 58 | 30 | 25.9% | 7.56% | #269 |
| 2025 | 251 | 136 | 25.5% | 7.38% | #168 |
What Champions Funding lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Champions Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 86 | 49 | 25 | 29.1% |
| Pierce County | 48 | 31 | 8 | 16.7% |
| Snohomish County | 27 | 13 | 7 | 25.9% |
| Yakima County | 12 | 8 | 2 | 16.7% |
| Kitsap County | 12 | 4 | 4 | 33.3% |
| Spokane County | 11 | 6 | 2 | 18.2% |
| Clark County | 9 | 1 | 5 | 55.6% |
| Thurston County | 7 | 5 | 2 | 28.6% |
| Benton County | 5 | 5 | 0 | 0.0% |
| Mason County | 4 | 3 | 1 | 25.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 251 applications in 2025, of which 136 were originated and 64 denied.
25.5% of all applications, or 32.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Champions Funding originated in Washington in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Champions Funding's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology