Carrington Mortgage Services in Texas vs the state
46.2%Denial rate+26.75 pts vs state
56.9%Decision denial rate+32.02 pts vs state
24.4%Origination rate-30.45 pts vs state
6.63%Median rate+0.13 pts vs state
0.56Rate spread (pts)+0.37 pts vs state
$93kMedian applicant income
848Loans originated
1,603Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,943 | 741 | 52.5% | 6.75% | #66 |
| 2024 | 3,131 | 812 | 46.7% | 6.63% | #61 |
| 2025 | 3,471 | 848 | 46.2% | 6.63% | #52 |
What Carrington Mortgage Services lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 543 | 118 | 253 | 46.6% |
| Bexar County | 286 | 86 | 116 | 40.6% |
| Tarrant County | 278 | 74 | 122 | 43.9% |
| Dallas County | 256 | 65 | 124 | 48.4% |
| Fort Bend County | 151 | 36 | 63 | 41.7% |
| El Paso County | 122 | 27 | 62 | 50.8% |
| Denton County | 109 | 33 | 54 | 49.5% |
| Collin County | 95 | 22 | 45 | 47.4% |
| Travis County | 84 | 23 | 33 | 39.3% |
| Montgomery County | 82 | 23 | 36 | 43.9% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 3,471 applications in 2025, of which 848 were originated and 1,603 denied.
46.2% of all applications, or 56.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Carrington Mortgage Services originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology