Cardinal Financial Company, Limited Partnership in Nevada vs the state
8.2%Denial rate-9.26 pts vs state
8.8%Decision denial rate-13.40 pts vs state
73.5%Origination rate+15.82 pts vs state
6.75%Median rate+0.13 pts vs state
0.49Rate spread (pts)+0.20 pts vs state
$112kMedian applicant income
350Loans originated
39Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 746 | 559 | 5.0% | 6.75% | #36 |
| 2024 | 525 | 384 | 7.8% | 6.99% | #50 |
| 2025 | 476 | 350 | 8.2% | 6.75% | #57 |
What Cardinal Financial Company, Limited Partnership lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Cardinal Financial Company, Limited Partnership applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 403 | 304 | 30 | 7.4% |
| Washoe County | 46 | 25 | 8 | 17.4% |
| Nye County | 9 | 8 | 0 | 0.0% |
| Douglas County | 5 | 5 | 0 | 0.0% |
| Churchill County | 4 | 3 | 1 | 25.0% |
| Carson City | 3 | 2 | 0 | 0.0% |
| Lyon County | 3 | 1 | 0 | 0.0% |
| Humboldt County | 3 | 2 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 476 applications in 2025, of which 350 were originated and 39 denied.
8.2% of all applications, or 8.8% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Cardinal Financial Company, Limited Partnership originated in Nevada in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Cardinal Financial Company, Limited Partnership's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology