Capon Valley Bank in West Virginia vs the state
1.4%Denial rate-19.76 pts vs state
1.4%Decision denial rate-25.23 pts vs state
97.1%Origination rate+42.35 pts vs state
—Median rate
—Rate spread (pts)
$79kMedian applicant income
68Loans originated
1Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 62 | 5.7% | — | #103 |
| 2024 | 65 | 62 | 3.1% | — | #112 |
| 2025 | 70 | 68 | 1.4% | — | #108 |
What Capon Valley Bank lends in West Virginia
By loan purpose
By loan type
Where in West Virginia
Counties with the most Capon Valley Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hardy County | 48 | 46 | 1 | 2.1% |
| Hampshire County | 12 | 12 | 0 | 0.0% |
| Mineral County | 2 | 2 | 0 | 0.0% |
| Berkeley County | 2 | 2 | 0 | 0.0% |
| Webster County | 2 | 2 | 0 | 0.0% |
| Morgan County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Nicholas County | 1 | 1 | 0 | 0.0% |
| Monongalia County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 70 applications in 2025, of which 68 were originated and 1 denied.
1.4% of all applications, or 1.4% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Capon Valley Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology