Calcon Mutual Mortgage in West Virginia vs the state
22.2%Denial rate+1.03 pts vs state
40.0%Decision denial rate+13.34 pts vs state
33.3%Origination rate-21.46 pts vs state
7.50%Median rate+0.88 pts vs state
1.42Rate spread (pts)+1.02 pts vs state
$155kMedian applicant income
3Loans originated
2Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 52 | 32 | 3.9% | 6.75% | #129 |
| 2025 | 9 | 3 | 22.2% | 7.50% | #261 |
What Calcon Mutual Mortgage lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Calcon Mutual Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wood County | 3 | 2 | 0 | 0.0% |
| Mingo County | 1 | 0 | 0 | 0.0% |
| Logan County | 1 | 0 | 1 | 100.0% |
| Pocahontas County | 1 | 0 | 0 | 0.0% |
| Raleigh County | 1 | 0 | 0 | 0.0% |
| Cabell County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 0 | 1 | 100.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 9 applications in 2025, of which 3 were originated and 2 denied.
22.2% of all applications, or 40.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Calcon Mutual Mortgage originated in West Virginia in 2025 was 7.50%, against a statewide median of 6.62%.
About this data. Figures are Calcon Mutual Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology