Builders Choice Mortgage in Colorado vs the state
2.3%Denial rate-13.30 pts vs state
2.6%Decision denial rate-17.03 pts vs state
79.1%Origination rate+19.05 pts vs state
6.63%Median rate0.00 pts vs state
0.22Rate spread (pts)+0.07 pts vs state
$151kMedian applicant income
34Loans originated
1Denied
What Builders Choice Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Builders Choice Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 10 | 8 | 1 | 10.0% |
| Jefferson County | 9 | 7 | 0 | 0.0% |
| Boulder County | 4 | 3 | 0 | 0.0% |
| El Paso County | 4 | 3 | 0 | 0.0% |
| Adams County | 4 | 3 | 0 | 0.0% |
| Denver County | 3 | 2 | 0 | 0.0% |
| Larimer County | 2 | 2 | 0 | 0.0% |
| Arapahoe County | 1 | 1 | 0 | 0.0% |
| Weld County | 1 | 1 | 0 | 0.0% |
| Park County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 43 applications in 2025, of which 34 were originated and 1 denied.
2.3% of all applications, or 2.6% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Builders Choice Mortgage originated in Colorado in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Builders Choice Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology