Bpl Mortgage Trust in Louisiana vs the state
8.8%Denial rate-13.35 pts vs state
9.2%Decision denial rate-18.97 pts vs state
78.4%Origination rate+26.46 pts vs state
7.50%Median rate+0.88 pts vs state
—Rate spread (pts)
—Median applicant income
80Loans originated
9Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 77 | 44 | 7.8% | 8.56% | #196 |
| 2024 | 101 | 73 | 8.9% | 7.63% | #162 |
| 2025 | 102 | 80 | 8.8% | 7.50% | #176 |
What Bpl Mortgage Trust lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 27 | 21 | 2 | 7.4% |
| Jefferson Parish | 16 | 13 | 2 | 12.5% |
| Orleans Parish | 11 | 8 | 2 | 18.2% |
| Caddo Parish | 10 | 8 | 1 | 10.0% |
| Tangipahoa Parish | 7 | 7 | 0 | 0.0% |
| Rapides Parish | 5 | 5 | 0 | 0.0% |
| Livingston Parish | 4 | 3 | 0 | 0.0% |
| Calcasieu Parish | 4 | 3 | 0 | 0.0% |
| Avoyelles Parish | 4 | 3 | 0 | 0.0% |
| Iberville Parish | 3 | 1 | 1 | 33.3% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 102 applications in 2025, of which 80 were originated and 9 denied.
8.8% of all applications, or 9.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Bpl Mortgage Trust originated in Louisiana in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology