BMO Bank in Nevada vs the state
33.8%Denial rate+16.38 pts vs state
45.5%Decision denial rate+23.23 pts vs state
39.5%Origination rate-18.24 pts vs state
8.23%Median rate+1.61 pts vs state
0.92Rate spread (pts)+0.63 pts vs state
$150kMedian applicant income
105Loans originated
90Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 310 | 143 | 34.8% | 7.25% | #70 |
| 2024 | 379 | 152 | 35.9% | 7.88% | #60 |
| 2025 | 266 | 105 | 33.8% | 8.23% | #83 |
What BMO Bank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most BMO Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 156 | 67 | 49 | 31.4% |
| Washoe County | 74 | 22 | 27 | 36.5% |
| Douglas County | 16 | 7 | 4 | 25.0% |
| Carson City | 8 | 6 | 2 | 25.0% |
| Lyon County | 7 | 1 | 5 | 71.4% |
| Churchill County | 2 | 1 | 1 | 50.0% |
| Nye County | 2 | 1 | 1 | 50.0% |
| Storey County | 1 | 0 | 1 | 100.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 266 applications in 2025, of which 105 were originated and 90 denied.
33.8% of all applications, or 45.5% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans BMO Bank originated in Nevada in 2025 was 8.23%, against a statewide median of 6.63%.
About this data. Figures are BMO Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology