BMI Federal Credit Union in Ohio vs the state
11.0%Denial rate-6.66 pts vs state
12.5%Decision denial rate-9.36 pts vs state
77.0%Origination rate+17.11 pts vs state
7.50%Median rate+0.63 pts vs state
0.24Rate spread (pts)-0.15 pts vs state
$122kMedian applicant income
412Loans originated
59Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 514 | 406 | 6.0% | 8.25% | #110 |
| 2024 | 462 | 341 | 11.7% | 8.50% | #125 |
| 2025 | 535 | 412 | 11.0% | 7.50% | #128 |
What BMI Federal Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most BMI Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 288 | 222 | 33 | 11.5% |
| Delaware County | 88 | 67 | 8 | 9.1% |
| Union County | 32 | 23 | 5 | 15.6% |
| Licking County | 21 | 17 | 3 | 14.3% |
| Fairfield County | 20 | 14 | 2 | 10.0% |
| Pickaway County | 17 | 14 | 1 | 5.9% |
| Madison County | 15 | 11 | 1 | 6.7% |
| Morrow County | 5 | 4 | 0 | 0.0% |
| Clark County | 4 | 2 | 2 | 50.0% |
| Knox County | 4 | 4 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 535 applications in 2025, of which 412 were originated and 59 denied.
11.0% of all applications, or 12.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans BMI Federal Credit Union originated in Ohio in 2025 was 7.50%, against a statewide median of 6.88%.
About this data. Figures are BMI Federal Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology