Blue Federal Credit Union in Colorado vs the state
17.3%Denial rate+1.70 pts vs state
26.2%Decision denial rate+6.53 pts vs state
48.4%Origination rate-11.65 pts vs state
6.99%Median rate+0.37 pts vs state
-0.27Rate spread (pts)-0.42 pts vs state
$123kMedian applicant income
416Loans originated
149Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 933 | 528 | 18.3% | 6.49% | #64 |
| 2024 | 744 | 362 | 23.9% | 8.00% | #74 |
| 2025 | 860 | 416 | 17.3% | 6.99% | #70 |
What Blue Federal Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Blue Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Larimer County | 149 | 77 | 25 | 16.8% |
| Weld County | 106 | 56 | 24 | 22.6% |
| Adams County | 96 | 43 | 17 | 17.7% |
| Boulder County | 60 | 33 | 9 | 15.0% |
| Jefferson County | 58 | 34 | 5 | 8.6% |
| Broomfield County | 50 | 36 | 4 | 8.0% |
| Grand County | 50 | 23 | 15 | 30.0% |
| El Paso County | 45 | 17 | 8 | 17.8% |
| Denver County | 42 | 21 | 3 | 7.1% |
| Douglas County | 33 | 20 | 3 | 9.1% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 860 applications in 2025, of which 416 were originated and 149 denied.
17.3% of all applications, or 26.2% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Blue Federal Credit Union originated in Colorado in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Blue Federal Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology