Bison State Bank · Washington · 2025

Bison State Bank in Washington: approval rate, denial rate and rates (2025)

Bison State Bank took 71 mortgage applications in Washington in 2025, ranking #271 of 822 lenders active in the state. It originated 60.6% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.7%.

71Applicationsin WA
0.0%Decision denial ratestate 19.5%
5.99%Median ratestate 6.63%
$625,000Median loanstate $335,000
$26MVolume12 counties

Bison State Bank in Washington vs the state

0.0%Denial rate-15.65 pts vs state
0.0%Decision denial rate-19.54 pts vs state
60.6%Origination rate-0.50 pts vs state
5.99%Median rate-0.63 pts vs state
-0.24Rate spread (pts)-0.42 pts vs state
$261kMedian applicant income
43Loans originated
0Denied

What Bison State Bank lends in Washington

By loan purpose

Home purchase 31 44% · 0.0% denied
Refinance 37 52% · 0.0% denied
Cash-out refinance 3 4% · 0.0% denied

By loan type

Conventional 62 87% · 0.0% denied
FHA 4 6% · 0.0% denied
VA 5 7% · 0.0% denied

Where in Washington

Counties with the most Bison State Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 26140 0.0%
Snohomish County 1590 0.0%
Pierce County 840 0.0%
Clark County 640 0.0%
Island County 650 0.0%
San Juan County 210 0.0%
Spokane County 210 0.0%
Skagit County 220 0.0%
Kitsap County 110 0.0%
Cowlitz County 110 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 71 applications in 2025, of which 43 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Bison State Bank originated in Washington in 2025 was 5.99%, against a statewide median of 6.63%.

About this data. Figures are Bison State Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology