Bison State Bank · Colorado · 2025

Bison State Bank in Colorado: approval rate, denial rate and rates (2025)

Bison State Bank took 38 mortgage applications in Colorado in 2025, ranking #336 of 1,114 lenders active in the state. It originated 47.4% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.6%.

38Applicationsin CO
0.0%Decision denial ratestate 19.7%
6.38%Median ratestate 6.63%
$535,000Median loanstate $325,000
$12MVolume16 counties

Bison State Bank in Colorado vs the state

0.0%Denial rate-15.63 pts vs state
0.0%Decision denial rate-19.66 pts vs state
47.4%Origination rate-12.65 pts vs state
6.38%Median rate-0.25 pts vs state
-0.15Rate spread (pts)-0.30 pts vs state
$202kMedian applicant income
18Loans originated
0Denied

What Bison State Bank lends in Colorado

By loan purpose

Home purchase 26 68% · 0.0% denied
Refinance 10 26% · 0.0% denied
Cash-out refinance 2 5% · 0.0% denied

By loan type

Conventional 35 92% · 0.0% denied
VA 3 8% · 0.0% denied

Where in Colorado

Counties with the most Bison State Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jefferson County 830 0.0%
Denver County 620 0.0%
El Paso County 420 0.0%
Adams County 320 0.0%
Broomfield County 310 0.0%
Douglas County 210 0.0%
Weld County 220 0.0%
Ouray County 200 0.0%
Fremont County 100 0.0%
Arapahoe County 100 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 38 applications in 2025, of which 18 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Bison State Bank originated in Colorado in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are Bison State Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology