Bethpage Federal Credit Union in Washington vs the state
39.9%Denial rate+24.21 pts vs state
49.1%Decision denial rate+29.57 pts vs state
40.2%Origination rate-20.84 pts vs state
6.49%Median rate-0.13 pts vs state
-0.66Rate spread (pts)-0.85 pts vs state
$167kMedian applicant income
111Loans originated
110Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 278 | 124 | 40.7% | 8.50% | #131 |
| 2024 | 299 | 128 | 42.1% | 6.99% | #134 |
| 2025 | 276 | 111 | 39.9% | 6.49% | #158 |
What Bethpage Federal Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Bethpage Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 112 | 50 | 43 | 38.4% |
| Snohomish County | 41 | 14 | 15 | 36.6% |
| Pierce County | 31 | 15 | 8 | 25.8% |
| Clark County | 22 | 9 | 11 | 50.0% |
| Spokane County | 14 | 4 | 5 | 35.7% |
| Whatcom County | 11 | 4 | 7 | 63.6% |
| Kitsap County | 9 | 3 | 2 | 22.2% |
| Yakima County | 4 | 1 | 3 | 75.0% |
| Thurston County | 4 | 1 | 3 | 75.0% |
| Chelan County | 4 | 2 | 1 | 25.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 276 applications in 2025, of which 111 were originated and 110 denied.
39.9% of all applications, or 49.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Bethpage Federal Credit Union originated in Washington in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Bethpage Federal Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology