Bethpage Federal Credit Union in Mississippi vs the state
53.6%Denial rate+30.65 pts vs state
57.7%Decision denial rate+29.24 pts vs state
39.3%Origination rate-13.58 pts vs state
6.49%Median rate-0.26 pts vs state
-0.72Rate spread (pts)-1.05 pts vs state
$93kMedian applicant income
11Loans originated
15Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 6 | 58.3% | 9.00% | #210 |
| 2024 | 21 | 8 | 42.9% | 8.88% | #228 |
| 2025 | 28 | 11 | 53.6% | 6.49% | #214 |
What Bethpage Federal Credit Union lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Bethpage Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 4 | 3 | 1 | 25.0% |
| Jackson County | 4 | 1 | 3 | 75.0% |
| Lamar County | 3 | 2 | 1 | 33.3% |
| Rankin County | 3 | 1 | 2 | 66.7% |
| Lafayette County | 2 | 1 | 1 | 50.0% |
| Tate County | 2 | 1 | 0 | 0.0% |
| Pike County | 2 | 0 | 2 | 100.0% |
| Harrison County | 2 | 0 | 2 | 100.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 0 | 1 | 100.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 28 applications in 2025, of which 11 were originated and 15 denied.
53.6% of all applications, or 57.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Bethpage Federal Credit Union originated in Mississippi in 2025 was 6.49%, against a statewide median of 6.75%.
About this data. Figures are Bethpage Federal Credit Union's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology