Bethpage Federal Credit Union in Alaska vs the state
35.7%Denial rate+21.70 pts vs state
38.5%Decision denial rate+20.48 pts vs state
57.1%Origination rate-3.54 pts vs state
6.49%Median rate+0.05 pts vs state
-0.71Rate spread (pts)-0.84 pts vs state
$174kMedian applicant income
8Loans originated
5Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 3 | 50.0% | 9.00% | #100 |
| 2024 | 21 | 8 | 38.1% | 7.87% | #76 |
| 2025 | 14 | 8 | 35.7% | 6.49% | #95 |
What Bethpage Federal Credit Union lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Bethpage Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 9 | 4 | 4 | 44.4% |
| Juneau City and Borough | 2 | 2 | 0 | 0.0% |
| Kenai Peninsula Borough | 1 | 1 | 0 | 0.0% |
| Matanuska-Susitna Borough | 1 | 1 | 0 | 0.0% |
| Fairbanks North Star Borough | 1 | 0 | 1 | 100.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 14 applications in 2025, of which 8 were originated and 5 denied.
35.7% of all applications, or 38.5% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Bethpage Federal Credit Union originated in Alaska in 2025 was 6.49%, against a statewide median of 6.44%.
About this data. Figures are Bethpage Federal Credit Union's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology