Berkeley Point Capital in Pennsylvania vs the state
9.1%Denial rate-9.20 pts vs state
9.1%Decision denial rate-13.12 pts vs state
90.9%Origination rate+29.95 pts vs state
5.30%Median rate-1.33 pts vs state
—Rate spread (pts)
—Median applicant income
10Loans originated
1Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 9 | 9 | 0.0% | 5.94% | #705 |
| 2025 | 11 | 10 | 9.1% | 5.30% | #682 |
What Berkeley Point Capital lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Berkeley Point Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 5 | 5 | 0 | 0.0% |
| Allegheny County | 2 | 1 | 1 | 50.0% |
| Bucks County | 1 | 1 | 0 | 0.0% |
| Lancaster County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Berks County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 11 applications in 2025, of which 10 were originated and 1 denied.
9.1% of all applications, or 9.1% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Berkeley Point Capital originated in Pennsylvania in 2025 was 5.30%, against a statewide median of 6.63%.
About this data. Figures are Berkeley Point Capital's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology