Belmont Savings Bank in Ohio vs the state
12.4%Denial rate-5.30 pts vs state
13.9%Decision denial rate-7.97 pts vs state
74.3%Origination rate+14.41 pts vs state
—Median rate
—Rate spread (pts)
$90kMedian applicant income
162Loans originated
27Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 217 | 164 | 15.2% | — | #210 |
| 2024 | 161 | 115 | 19.3% | — | #246 |
| 2025 | 218 | 162 | 12.4% | — | #224 |
What Belmont Savings Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Belmont Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Belmont County | 181 | 132 | 23 | 12.7% |
| Jefferson County | 16 | 16 | 0 | 0.0% |
| Guernsey County | 7 | 5 | 1 | 14.3% |
| Harrison County | 4 | 3 | 0 | 0.0% |
| Monroe County | 3 | 3 | 0 | 0.0% |
| Licking County | 2 | 0 | 2 | 100.0% |
| Noble County | 1 | 1 | 0 | 0.0% |
| Lucas County | 1 | 0 | 0 | 0.0% |
| Stark County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 218 applications in 2025, of which 162 were originated and 27 denied.
12.4% of all applications, or 13.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Belmont Savings Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology