Belem Servicing in Texas vs the state
3.1%Denial rate-16.37 pts vs state
3.9%Decision denial rate-21.05 pts vs state
73.5%Origination rate+18.59 pts vs state
6.50%Median rate0.00 pts vs state
0.32Rate spread (pts)+0.13 pts vs state
$150kMedian applicant income
72Loans originated
3Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 62 | 32 | 1.6% | 6.69% | #658 |
| 2024 | 43 | 27 | 2.3% | 6.75% | #722 |
| 2025 | 98 | 72 | 3.1% | 6.50% | #553 |
What Belem Servicing lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Belem Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denton County | 24 | 19 | 0 | 0.0% |
| Tarrant County | 15 | 12 | 1 | 6.7% |
| Collin County | 15 | 11 | 1 | 6.7% |
| Dallas County | 12 | 8 | 1 | 8.3% |
| Ellis County | 7 | 5 | 0 | 0.0% |
| Grayson County | 5 | 2 | 0 | 0.0% |
| Smith County | 2 | 1 | 0 | 0.0% |
| Gregg County | 2 | 1 | 0 | 0.0% |
| Comal County | 2 | 2 | 0 | 0.0% |
| Wise County | 2 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 98 applications in 2025, of which 72 were originated and 3 denied.
3.1% of all applications, or 3.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Belem Servicing originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Belem Servicing's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology