Beeline Loans in Texas vs the state
25.7%Denial rate+6.25 pts vs state
69.2%Decision denial rate+44.33 pts vs state
11.3%Origination rate-43.61 pts vs state
6.88%Median rate+0.38 pts vs state
0.51Rate spread (pts)+0.31 pts vs state
$85kMedian applicant income
79Loans originated
180Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 456 | 46 | 34.7% | 6.93% | #265 |
| 2024 | 754 | 57 | 43.2% | 6.88% | #196 |
| 2025 | 701 | 79 | 25.7% | 6.88% | #214 |
What Beeline Loans lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Beeline Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 97 | 7 | 24 | 24.7% |
| Dallas County | 71 | 6 | 17 | 23.9% |
| Bexar County | 56 | 9 | 17 | 30.4% |
| Tarrant County | 46 | 4 | 12 | 26.1% |
| Travis County | 39 | 4 | 9 | 23.1% |
| Collin County | 27 | 4 | 7 | 25.9% |
| Denton County | 25 | 2 | 7 | 28.0% |
| Williamson County | 18 | 2 | 4 | 22.2% |
| Fort Bend County | 16 | 2 | 5 | 31.3% |
| El Paso County | 16 | 1 | 5 | 31.3% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 701 applications in 2025, of which 79 were originated and 180 denied.
25.7% of all applications, or 69.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Beeline Loans originated in Texas in 2025 was 6.88%, against a statewide median of 6.50%.
About this data. Figures are Beeline Loans's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology