Beeline Loans · Louisiana · 2025

Beeline Loans in Louisiana: approval rate, denial rate and rates (2025)

Beeline Loans took 62 mortgage applications in Louisiana in 2025, ranking #230 of 721 lenders active in the state. It originated 6.5% of them and denied 27.4% (81.0% of the applications it decided), against a statewide denial rate of 22.2%.

62Applicationsin LA
81.0%Decision denial ratestate 28.2%
7.19%Median ratestate 6.63%
$175,000Median loanstate $165,000
$580kVolume26 counties

Beeline Loans in Louisiana vs the state

27.4%Denial rate+5.25 pts vs state
81.0%Decision denial rate+52.80 pts vs state
6.5%Origination rate-45.52 pts vs state
7.19%Median rate+0.56 pts vs state
1.18Rate spread (pts)+0.82 pts vs state
$81kMedian applicant income
4Loans originated
17Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202364326.6%7.50%#211
202461149.2%8.13%#213
202562427.4%7.19%#230

What Beeline Loans lends in Louisiana

By loan purpose

Home purchase 15 24% · 53.3% denied
Refinance 7 11% · 0.0% denied
Cash-out refinance 28 45% · 25.0% denied
Home improvement 12 19% · 16.7% denied

By loan type

Conventional 61 98% · 26.2% denied
VA 1 2% · 100.0% denied

Why it denied Louisiana applicants

Collateral 7 41%
Incomplete application 3 18%
Debt-to-income ratio 3 18%
Insufficient cash 2 12%
Credit history 1 6%
Other 1 6%

Where in Louisiana

Counties with the most Beeline Loans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Orleans Parish 1403 21.4%
East Baton Rouge Parish 701 14.3%
Lafayette Parish 613 50.0%
Jefferson Parish 500 0.0%
Calcasieu Parish 311 33.3%
St. Tammany Parish 300 0.0%
Caddo Parish 301 33.3%
Lincoln Parish 201 50.0%
Livingston Parish 210 0.0%
Ascension Parish 100 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 62 applications in 2025, of which 4 were originated and 17 denied.

27.4% of all applications, or 81.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Beeline Loans originated in Louisiana in 2025 was 7.19%, against a statewide median of 6.63%.

About this data. Figures are Beeline Loans's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology