Bayshore Mortgage Funding in West Virginia vs the state
50.0%Denial rate+28.81 pts vs state
50.0%Decision denial rate+23.34 pts vs state
50.0%Origination rate-4.79 pts vs state
5.81%Median rate-0.81 pts vs state
-0.01Rate spread (pts)-0.41 pts vs state
$80kMedian applicant income
4Loans originated
4Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 10 | 6 | 0.0% | 6.25% | #255 |
| 2025 | 8 | 4 | 50.0% | 5.81% | #272 |
What Bayshore Mortgage Funding lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Bayshore Mortgage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenbrier County | 2 | 1 | 1 | 50.0% |
| Morgan County | 1 | 1 | 0 | 0.0% |
| Upshur County | 1 | 0 | 1 | 100.0% |
| Berkeley County | 1 | 1 | 0 | 0.0% |
| Kanawha County | 1 | 0 | 1 | 100.0% |
| Ohio County | 1 | 0 | 1 | 100.0% |
| Pocahontas County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 8 applications in 2025, of which 4 were originated and 4 denied.
50.0% of all applications, or 50.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Bayshore Mortgage Funding originated in West Virginia in 2025 was 5.81%, against a statewide median of 6.62%.
About this data. Figures are Bayshore Mortgage Funding's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology